12 Oak Avenue, Garforth, LS25 1PU

Rent now buy later.
 
Move into this house without getting a mortgage. Pay your deposit and you could be in within a week!
 
This is how it works
 
The purchase price is £150,000
Minimum deposit of £3000
The normal rent is £625 per month.
Each month you pay an additional £150 "top up" towards your deposit.
In total you pay £775 per month.
Every month we match your "top up" of £150 per month which again goes towards your deposit.
 
End of year one 
 
Purchase price £150,000

 -£3000 deposit paid
-£1800 (extra you have paid)
-£1800 (extra we have paid)

At the end of year one you would owe £143,400
At the end of year two you would owe £139,800
At the end of year three you would owe £136,200

During that time you have saved up a deposit of £13,800 (9.2%)
Any improvements you make to the property you get the benefit.
If the value of the property has increased you also get the benefit.

Now lets have a look if you pay a bigger deposit and £50 more per month top up.

Purchase price £150,000

-£7,000 deposit paid
-£2,400 (extra you have paid)
-£2,400 (extra we have paid)

At the end of year one you would owe £138,200
At the end of year two you would owe £133,400
At the end of year three you would owe £128,600

During that time you have saved up a deposit of £21,400 (14.3%)

The more you pay the quicker and bigger your deposit.
No mortgage is required until you buy in 2012. (but can buy at any time)

Price growth and rent deposit payments provide your deposit.
The purchase price is fixed at the outset. You gain from any price growth!
Redecorate, carry out home DIY - YOU benefit from any added value by enhancing YOUR home
This is not a shared ownership or Housing Association scheme
You can move into your new home in as little as 7 days!
Legally approved solicitor contracts.
We can help you get advice on your mortgage in 2012, or sooner, with your deposit fund.
Move in, and buy later - or walk away! You do not have to buy if you change your mind.

Perfect if you are either;

- A first time buyer struggling to get onto the housing market
- Struggling to raise a large deposit
- Currently renting but want to own your own home
- Have impaired credit and can't raise finance
- Have recently moved to the UK

About the house:  

Situated close to Main Street, Garforth and within a short walk to Garforth Train Station, this generous four bedroom semi detached property offers excellent space for a growing family. Benefiting from gas central heating and PVCu double glazing, the property offers good access to the centre of Garforth and all its facilities, as well as to the road, rail and motorway links nearby and in brief the accommodation comprises front entrance hallway leading to lounge, and large conservatory, separate dining room, kitchen and pantry/utility area to the ground floor. Upstairs there are four bedrooms and a bathroom whilst outside the property enjoys generous low maintenance rear gardens with an extensive area of decking, and a drive to the front and side providing ample off road parking.

ENTRANCE HALL
3.53m (11'7") x 1.83m (6') 
PVCu double glazed window to front, radiator, dado rail, staircase to first floor landing.

LOUNGE
4.62m (15'2") x 3.66m (12')
Fire and chimney breast, dado rail, coving to ceiling. PVCu double glazed French double doors to conservatory.

CONSERVATORY
2.74m (9') x 2.74m (9')

DINING ROOM
3.50m (11'6") x 2.61m (8'7")
PVCu double glazed window to front, radiator, laminate flooring.

KITCHEN
5.23m (17'2") x 2.44m (8')
Fitted base and eye level cupboards with drawers and worktops, sink unit with single drainer and tap with ceramic tiled surround. Plumbing for automatic washing machine, cooker, PVCu double glazed window to rear, PVCu double glazed window to side. Radiator, part glazed entrance door to side.

STORE ROOM (off Kitchen)
2.44m (8') x 1.91m (6'3")

BEDROOM 1
4.25m (14') max x 3.67m (12')
PVCu double glazed window to rear, radiator, door to built-in airing cupboard housing hot water cylinder and with linen shelving.

BEDROOM 2
3.53m (11'7 ") x 2.62m (8'7")
PVCu double glazed window to front, radiator.

BEDROOM 3
3.10m (10'2") x 2.60m (8'6")
PVCu double glazed window to side, PVCu double glazed window to front.

BEDROOM 4
2.73m (9') x 2.45m (8') PVCu 
Double glazed window to rear, radiator.

BATHROOM
2.01m (6'7") x 1.73m (5'8")max
Fitted with three piece white suite comprising panelled bath with electric shower over and glass screen, pedestal wash hand basin and WC.  Tiling to all walls, PVCu frosted double glazed window to side, radiator.

OUTSIDE
Enclosed front garden with brick wall and gates giving access to a driveway to the front and side.  Rear low maintenance garden with large area of decking.

LOCATION
Garforth offers a variety of amenities within the town centre including shops, supermarkets and banks as well as leisure facilities including pubs and a range of good schools around the area for children of all ages. There are good commuter links surrounding the town including access to the motorway network and good public transport including Garforth railway station, which is less than 5 minutes walk away.

For more details contact us